Sunday, Jan 23, 2022

How to protect your home against storm damage

We’re in the peak of hurricane season, which means homes are at risk of storm damage. We spoke with the Insurance Institute for Business and Home..

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We’re in the peak of hurricane season, which means homes are at risk of storm damage. We spoke with the Insurance Institute for Business and Home Safety about tips to strengthen your home. It can start on the roof with spending about $50 on the right nails.


Who is the Insurance Institute for Business and Home Safety?


The Insurance Institute for Business and Home Safety (IBHS) tests products in storm-like conditions, then lists the best at www.fortifiedhome.org.


How can I strengthen my roof?


Make sure the roof decking—which is what shingles or a metal roof sit on—is attached to the trusses or the rafters with ring shank nails. Ring shank nails have ridges or grooves on them. Spending $50 on these nails can double the strength of your roof.


How can I protect my roof from water?


Seal the roof deck to keep wind and water out of the roof cover. That will keep water out of the house and from causing even more damage.


Do I need to get the most expensive roof covering products?


No, purchase roof covering products designed to resist the conditions you face in your area. You don’t always have to spend more money.


Do I need to worry about my garage door?


Yes, make sure your garage door is properly rated. If it fails in a storm, the pressure change inside your house could cause major damage.


How do I know what shingles protect my roof from hail damage?


IBHS tested and rated impact resistant shingles. You can see how they rated. And not all of the best performing were the most expensive.


Can I get an insurance discount for using weather resistance materials? Some insurance companies offer a discount, so be sure to ask your agent what’s available.


You can also find guidelines for hurricanes, high winds, and hail at https://www.ibhs.org and https://www.fortifiedhome.org.

If you want to learn more about insurance options or it’s time to shop for insurance, go to the Texas Department of Insurance website, https://www.tdi.texas.gov, or call 800-252-3439

#HomeownersInsurance #StormDamage #Hail

00:00 How to protect your home from storm damage
01:03 How can Texans reduce the risk of storm damage?
03:22 When replacing a roof or building a new home, what should a contractor know?
07:55 Is it expensive to protect a home from storm damage?
09:20 Can impact-resistant shingles help against hail or storm damage?
14:35 For questions about building a fortified, strong home visit https://www.ibhs.org or https://www.fortifiedhome.org
14:47 For home insurance questions visit https://www.tdi.texas.gov or call 800-252-3439

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By: Texas Department of Insurance (TDI)
Title: How to protect your home from storm damage
Sourced From: www.youtube.com/watch?v=PFinyeBp8uY

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